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Since 1847, it has been Southern Mutual's mission to deliver the very best
insurance products and services for the mutual benefit of all our policyholders.
Anyone can access the following applications without logging in.
Pay My Bill - View billing reports and pay your bill online.Please enter your username and password. Passwords are case sensitive.
Personal auto insurance offers you protection from legal suits brought against you for bodily injury to others or damage to someone's property, medical expenses incurred by you or passengers in your vehicle, bodily injury to you or your passengers or damage to your auto caused by an uninsured motorist, and physical damage to your auto.
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Homeowners insurance is designed to protect your home and your personal belongings from damage due to fire, weather, burglary/theft, as well as insure for personal liability and third-party medical payments.
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Dwelling Fire insurance is offered for tenant-occupied dwellings in good condition. Contents are excluded but personal liability can be added at a small additional cost.
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The umbrella policy is designed to add liability coverages above your Personal Auto or Homeowner's policy limits. The Personal Umbrella program is offered for persons insured by Southern Mutual's homeowner or personal auto policy.
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Underwriting Guidelines are now online. We've also published the South Carolina Homeowner's Program rating manual, with the other states and lines of business to follow in the near future.
In addition, some minor reorganization has taken place on the website. Our Forms page has been updated, Billing Inquiry is now called Pay My Bill, and our Agency Locator is now called Find an Agent.
Southern Mutual now offers Automatic Bank Draft for our customers. Sign up today and have your premium automatically deducted from your bank account each month. No more checks, stamps, late payments, or installment fees.
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